Bay Area motorcycle attorney Michael Padway, of Michael Padway & Associates, is often called upon for frequently asked questions about the claim process as it applies to riders injured in a motorcycle accident.
Do motorcycle riders often underestimate the claim process when involved in an accident? “They certainly do”, said Padway. “Insurance claims departments are designed to minimize payouts, and the process creates delays and requires a never ending demand for more information and documentation. It is essentially impossible for a rider who has serious injuries to successfully handle the case for themselves. There are too many requested items that they cannot provide on their own. Worse, the case will be evaluated based only on that percentage of required items that are given to the insurance company.”
Even experienced attorneys find it difficult or expensive to put the information together, and many simply settle claims for less money as a way of avoiding the task of fully providing what is needed to get a full settlement. “If it’s difficult for a lawyer, it’s simply not possible or reasonable for someone without a legal background or experience to manage on their own,” added Padway.
Is the first reaction of most riders, “I could probably do this myself. I am not going to need an attorney. I don’t want to spend money on an attorney?” “Of course that’s the natural inclination,” noted Padway. “If the case is better, people are more likely to think this is going to be simple. Moreover, insurance companies encourage people to believe this, and this leads people into making this mistake.”
Insurance companies have spent millions of dollars creating the impression that they can be trusted to fairly deal with claims. This false impression means that people are shocked when the discover how they are really treated.
What is the claim process in severe motorcycle accident cases? Severe injuries require a full array of experts in things like functional capacity to evaluate the disability, forensic economics to evaluate the earnings loss, life care planning to lay out the care requirements for the future, accident reconstruction experts to explain the accident, vocational rehabilitation specialists to explore the effect on the ability to earn a living, and so on. These experts cost thousands of dollars each. Someone suffering from catastrophic injuries is in no position to locate, work with, or pay these experts.
“Without them, there is no way to get the kind of settlement that an experienced motorcycle attorney can get. The difference in amount is huge. It’s even worse that the injured rider has no idea what’s required and the insurance company will never tell them,” concluded Padway.
If you need information regarding the claim process in a motorcycle accident case, call the law office of Attorney Michael Padway for a free initial consultation at (800) 928-1511 and get the information and legal answers you’re seeking.
About Michael Padway, Michael Padway & Associates
Michael Padway uses his expertise in personal injury and motorcycle accidents to represent a broad spectrum of clients dealing with life-changing and permanent injuries for the first time. For more information, please call (800) 928-1511, or visit www.michaelpadway.com.
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