State Farm Agent Brian Pinkstaff Giving the Gift of Life Insurance

“Having been through the loss of a child I know first-hand the importance of life insurance for our youth,” said Pinkstaff. “It is a life-changing experience that I wish no one has to go through, but if you do having life insurance gives you the freedom to focus on what is really important: your family.”

By signing up, you can give your child protection for a lifetime. Purchasing a life insurance policy for one’s child can be a valuable gift, and it starts with a permanent life policy from State Farm Life Insurance Company or State Farm Life and Accident Assurance Company. “Nobody knows what tomorrow holds for your child, but you can take steps to help shape it today,” added Pinkstaff.

Permanent life insurance provides many benefits; i.e., purchasing early may protect insurability. By purchasing a permanent life policy, you are also locking in coverage for life, regardless of future health. No matter what medical condition may develop later in life, this policy will stay in force as long as premiums are paid when due. Generally, the premiums will be significantly lower now than when the same life insurance is purchased as an adult.

Because it’s permanent life insurance, those lower premiums will remain exactly the same for life. Permanent life insurance provides lifetime coverage and can be an asset for your child through cash value growth and potential to earn dividends. The cash value grows tax-deferred, and it can be used during their lifetime. Life insurance is a promise to pay a beneficiary at some future date, and that promise is only as good as the company that stands behind it.

“State Farm® is one of the most financially stable insurers in the United States,” noted Pinkstaff. “Letʼs start helping life go right by protecting your child’s future. Purchasing a permanent life insurance policy for a child now can mean a lifetime of financial protection. And State Farm offers you a variety of choices, like our 10, 15, or 20 Limited Pay Life. In just 10, 15, or 20 years, the policy is entirely paid up — no more premiums to pay. And remember the earlier one purchases a policy for a child, the lower the premiums will typically be.”

About Brian Pinkstaff, State Farm

Brian Pinkstaff offers pet, auto, home, property, business, life and health insurance. For more information, please call 815-965-5020, or visit www.brianpinkstaff.com. The office is located at 3957 West Riverside Blvd., Rockford, IL.

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