KW Realtor Stephanie Halley Shares Top Tips About What to Know Before Buying a Home

Buying a home is one of the most exciting and important purchases in a person’s lifetime. However, it can also be quite a challenge. To help ease the process, Halley shares the following three tips on what to know prior to purchasing.

No. 1: Find a qualified lender and get pre-approved. Buyers should always be pre-approved by a lender before even beginning their search. “This helps determine the amount of money you are qualified to borrow,” said Halley. “This is an important part of the process to make sure you are staying within your budget and desired monthly payment.”

No. 2: Review seller’s disclosure. “It is imperative to carefully review the seller’s disclosure to check for any defects or age of big-ticket items,” stressed Halley. “You also want to know the age of the roof, furnace and air conditioning prior to making an offer.”

No. 3: Prepare for associated expenses. This includes the earnest deposit, inspections, downpayment, etc. “It is crucial to understand the expenses associated with purchasing a new home so you are financially prepared,” concluded Halley. “You will need an earnest deposit check that is typically 1% of the purchase price that is deposited and held until closing at the time your offer is accepted. Finally, once you are under contract, you will need money for home inspections.”

Stephanie Halley enjoys working with a broad range of buyers and sellers, from first-time buyers to clients that are wanting to downsize. She also helps clients that are looking for “fixer-upper” homes. 

About Stephanie Halley, Halley Real Estate Team, Keller Williams

Stephanie Halley is licensed in Kansas and Missouri. She loves meeting people and helping them find their dream home. Stephanie works with both buyers and sellers in Kansas and Missouri. For more information, please call 913-244-9642, or visit https://www.halleyrealestate.com/. The office is located at 6850 College Blvd., Overland Park, KS 66211. 

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